Leslie Hess Named Arizona Interim Insurance Director

Arizona Governor Doug Ducey has appointed Leslie Hess as the Interim Director of the Arizona Department of Insurance.  The official press release states Hess has been with the Department of Insurance for 12 years as deputy receiver and legal advisor.   She was with the Arizona Legislative Council for 2 years and worked for the Arizona Corporation Commission, Securities Division […]

Difference between hurricane deductibles and wind deductibles

I have been asked:  “Is there a difference between a hurricane and a wind deductible in a homeowner’s insurance policy?”  The answer is, generally, with most homeowner insurance policies, YES, there is often a difference between wind deductibles and hurricane deductibles.  It depends on how the insurance policy describes the deductible.  The deductible is the […]