South Dakota underinsured motorist coverage exclusion found unenforceable

Streff v. State Farm Mutual Auto. Ins. Co., 2017 S.D. 83, was decided by the Supreme Court of South Dakota on December 13, 2017, affecting coverage in private passenger automobile policies for underinsured motorist coverage.  The Court held that the government vehicle exclusion with respect to underinsured motorist coverage in private passenger auto policies unenforceable, and that […]

Idaho Uninsured and Underinsured Motorist Coverage Election

Effective March 28, 2018, all private passenger automobile insurers in Idaho must use the NEW Uninsured and Underinsured Motorist Disclosure found in which includes election/selection form found in Appendix A of the Idaho Administrative Code at IDAPA 18.01.20 Section .016.  Carriers must begin using the new form for all new policies and those existing policies where UM or UIM […]

Ohio allows combo Auto Insurance Cancel Notice & Bill

Ohio’s House Bill 49, has been enacted with an effective date of September 29, 2017, and includes provisions that allow insurance companies to send notices of cancellation for nonpayment of premium with a billing notice. This bill adds to ORC Section 3937.25 and Section 3937.32: “An insurer may include a notice of cancellation of a […]

Mopeds covered by Uninsured & Underinsured Insurance in South Carolina

South Carolina Auto Insurance must cover moped use under the uninsured motorist and underinsured motorist coverage. On June 21, 2017, South Carolina Director of Insurance Ray Farmer issued Bulletin Number 2017-03.  Mopeds are now included in the definition of a motor vehicle for the purposes of uninsured and underinsured motor vehicle insurance coverages (only) pursuant […]

Big Win for Florida Auto Insurers

The Florida Personal Injury Protection System, the bane of private passenger insurers who have deployed large amounts of capital to combat persistent fraud, took a turn in favor of the insurance industry.  This development did not come from a Florida Legislature striving to make the system work or trying to create an environment where insurance […]