Filing Insurance Applications in Florida

The question was recently posed in a discussion blog about when an insurer must file Applications with the Florida OIR.  Essentially asking, when does Section 627.410, Florida Statutes, require the Application to be filed.  This filing rule requires filing of an “…application form where written application is required and is to be made a part […]

Pennsylvania Sovereign Immunity

Sovereign immunity limiting the liability of governmental entities is not commonly understood.  An insurance carrier recently asked me to opine on the appropriate reserve on an underinsured motorist  claim where the insured sustained serious injury in a vehicle accident caused by a PennDOT employee who swerved left of the center line.  I explained that the reserve […]