Filing Insurance Applications in Florida

The question was recently posed in a discussion blog about when an insurer must file Applications with the Florida OIR.  Essentially asking, when does Section 627.410, Florida Statutes, require the Application to be filed.  This filing rule requires filing of an “…application form where written application is required and is to be made a part […]

Connecticut Law Awards Punitive Damages for Using Phones while Driving

Connecticut has enacted a new law (HB 7126) effective July 1, 2019, that will increase the cost of auto insurance for Connecticut drivers.  The new law allows an injured party to recover double or triple damages in civil actions involving a person who operates a motor vehicle while using a hand held mobile device or […]

2014 Laws for Transportation Network Companies (TNCs) and Drivers

This is a compilation of my notes on key regulation of Transportation Network Companies (TNCs) and TNC Drivers reported in various insurance industry communications during 2014.  I share it with you as a point of reference covering many key developments being closely watched by the private passenger auto insurance carriers, as the exposure to adjust, defend or […]