Auto Insurance Policy Exclusions: Livery and Delivery Exclusions

Private passenger auto policies commonly excluded liability coverage for “livery” use starting around the middle of 1960, and the courts customarily applied this exclusion where the private passenger auto was used as a taxi (i.e. gypsy cab). As the courts eroded the effectiveness of the exclusion, and for-profit use of the private auto expanded, insurers […]

2014 Laws for Transportation Network Companies (TNCs) and Drivers

This is a compilation of my notes on key regulation of Transportation Network Companies (TNCs) and TNC Drivers reported in various insurance industry communications during 2014.  I share it with you as a point of reference covering many key developments being closely watched by the private passenger auto insurance carriers, as the exposure to adjust, defend or […]

Transportation Network Companies (TNC) – New Laws

The pace of the enactment of new laws and regulations with respect to the operation of Transportation Network Companies is steadily advancing.  In the past several years, Transportation Network Companies (TNCs) have emerged where drivers use their personal vehicles to provide passengers a ride arranged through a smartphone App for a fee.  The person looking […]